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例句

Urban commercial banks in China have accomplished remarkable achievements in information development in recent years, but data mining technology has become a bottleneck in the developing process. Advancing and applying data mining technology will help urban commercial banks discover customer values and improve customer relationship, based on which better decisions and management will be achieved, and so will core competitiveness.

近年来我国城市商业银行的信息化发展已经取得了一定的成绩,但数据挖掘技术已成为城市商业银行信息化发展的瓶颈,充分发展和利用数据挖掘技术,能帮助城市商业银行挖掘客户价值,提升客户关系,并在此基础上完善决策与管理,提高其的核心竞争力。

文摘来源

The bandgap narrowing is distributed between the conduction and valence bands,according to the Jain-Roulston model,and its effects on the currents of abrupt AlGaAs/GaAs HBTs including the self-heating effect,are analyzed.By comparison experimental results with the results of other distribution models of BGN commonly used in commercial software,it can be concluded that using an accurate dopant-dependent BGN distribution model between bands is very important.

基于禁带变窄量在导带和价带之间的分布比例与掺杂浓度相关的Jain-Roulston模型,研究了重掺杂能带结构的变化对突变异质结HBT电流影响.研究表明禁带变窄量在导、价带间分布模型选用的不同,计算结果之间有明显的差别,基于Jain-Roulston分布模型的结果同实验测量符合很好.因此对于突变HBT性能分析,必须精确考虑重掺杂禁带变窄量在能带上的具体分布.

文摘来源

The paper begins with an analysis of the theoretical base for establishing the system of provision against risks from the point of view of risk management by commercial banks and accounting theory. First, the history and current development of such a system in our commercial banks are reviewed and summarized. Then, annual statements of five domestic listed banks for 2004 are examined to study their management over provision against risks and incumbent system construction. With that, an integrate...

本文首先从商业银行风险管理和会计理论角度研究分析了建立风险拨备制度的理论基础。其次回顾总结了我国商业银行风险拨备制度的历史沿革和发展现状,并结合国内五家上市银行2004年年报,简要分析了目前国内商业银行风险拨备管理情况和制度建设现状。在此基础上,笔者提出构建商业银行全面风险拨备体系的构想,结合上市银行计提减值准备的实际情况,对贷款、投资和应收款项减值准备计提相关问题进行具体分析,并提出在实施全面风险拨备管理过程中应该注意转变观念、规范操作、加强审计和监管力度、加大配套环境和制度建设等问题。